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What Are Stock Exchanges? - What Are Stock Exchanges? Stock exchanges are simply organizations that allow people the ability to buy and sell stocks, and a stock is simply a representation of fractional ownership in a company. Think of a stock exchange as a cross between a neighborhood flea market and an auction. The stock exchanges, through the use of computers, allow for simultaneous auctions ... Continue Reading
What is a Certificate of Deposit? - With a Certificate of Deposit (CD), you agree to deposit a specific amount of money for a fixed period of time (this is called the maturity). In return, your financial institution agrees to pay you interest. Usually, they offer higher interest than regular savings accounts. CDs limit opportunities to access these funds. Only use CDs for cash you don’t anticipate ... Continue Reading